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REDDIT

I've read the books, followed wisdom on spending and mentality, but what else is there?What would you guys do?

V
Apr 29, 2025 · 18:37

I won't mind some advice.

So I know how to save money, I'm 26, but got 10 .00 at 24, just working a job and not spending much. Like I was making 2000-2200 per month. 500 on rent, more or less 120 on food for the month (in Bruxelles, I'm lucky with the rent). Now that could appear crazy to some, but I don't know, I just don't buy things all the time, I'm careful with food and look at promos, I go out, but not that much and never going crazy money wise.
I am pretty happy too, no complaints, I do know I could do more.
Anyway, Now I have +-21 000 invested, and it's low because everything went crashing, I was at more than 30 000 at some point.
I'm not selling, not panicking, just putting more.

Now my question is.. What do I do now? What do you guys do with your money?
I do plan to still invest, but I want to keep more for myself to do stuff, it's just.. I don't know what?

I took the habit of saving to such an extent that I don't really want to spend, but at the same time, I don't feel the need to. Yeah I worked hard on myself too so I feel like a monk. Like really at ease with everything. I worked hard to get that peaceful mentality, some are getting there at like 65 years old.

Also, because the market is quite down, I feel even more pressed to continue to invest rather than keep it. Because yeah, I have no idea what to do with it when it's in my bank account.

I was thinking about traveling. But then what? I'm just curious, how do you guys spend it? How should I? Were you ever in sort of my position? Like not knowing in what to spend? What changed?