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REDDIT

Understanding Roth IRA contribution withdrawal

G
Apr 26, 2025 · 05:16

Let's say I've invested 10k into my Roth IRA across different stocks. It has grown to 13k in value. I need to take out 10k so I have to first sell that amount in stocks. Since I'm not taking out more than I've put in, would that count as withdrawing contribution only and not subject to tax/fees? Under 55 in this case.