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REDDIT

Roth 401k and annual limits?

R
Apr 18, 2025 · 11:59

My employer offers both traditional and Roth 401k options. In my mind, the best thing I can do is prioritize the Roth first. But what's unclear to me are a couple of things:

* Does the employer match count toward the annual limit put on Roth contributions?
* Does the annual limit on Roth apply to Roth 401ks, or is it just for IRAs?
* If the annual limit does apply, and I set my contribution to 15%, what happens when I reach the annual limit? (Let's say I make $100,000 a year to keep things simple. This means I'll hit the $7k limit about halfway through the year.)