What accounts do you recommend opening for kids? We have 3 kids 5 and under and I just want to make sure we are making smart choices when it comes to investing for their future. We have a UTMA account through fidelity for each of them. In laws have a 529 account for each of them. We might open one for them as well. But I feel like there might be some other accounts I don’t know much about that could be good to start. Suggestions?