Hello everybody I have a general question about IRAs. In 2024 I have made some contributions into my Roth IRA to the amount of 2825$ and I made some contributions into my traditional IRA in the amount of 1000$. I am currently a third year resident making maybe around 60-65 k at most this year. I will be finishing my training by July 1st. I will be starting work as a physician in September of this year and will make around 300k salary . I am married and filed jointly on my previous tax returns my question is can I still contribute to my Roth IRA for the 2025 year or should I contribute to my 2024 year without getting penalties?