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REDDIT

Should I rollover a previous employers 401k to an IRA?

I’ve been on the fence for the past three months. Honestly, I just don’t really understand the intricacies of doing so or if I should.

I’ve got around 95k in a 401k for an employer I left this past year. Are there any advantages to rolling it over to an IRA? Should I just leave it in that 401k and allow it to grow in there?

Truly just looking for a bit of guidance. Is there any reason I shouldn’t just let it stay where it is?

Thank you in advance!