I would never try to time the market. However, I completely by accident limited almost all my YTD 2025 losses. At the end of 2024, I had 100% world stock portfolio. Thinking that my particular industry was having difficulties and I may lose my job, I moved 20% into bonds in December. I did lose my job unfortunately. Market crashes. Then, a couple days ago, I receive a job offer. Thinking that I could now afford to take more risk, I moved the bonds back into stocks, the \*day\* before bonds crash and stocks rally the 10th largest gain in history.
So, only due to my life circumstances and tolerance for risk, I ended up timing the market accidentally perfectly. I am about 0 YTD, while the S&P is still down 7%. Hilarious.