So I gambled a little bit last year and put my entire 401k into a stable fund thinking the market might dump.
Still earned 2.5% from the fund, but nothing like the market was making and it was hard watching it. Made me question myself a lot lol
If the market didn’t tank, then missed out on some gains and id be okay with that risk.
Told myself I wouldn’t keep it there for more than a year and here we are.
My companies 401k investment options aren’t all that great and they won’t add anything else and I can’t roll it into a self-directed IRA account while I’m still employed with the company.
There’s target funds, SP500, small cap, large cap, bond investments, and a couple others.
I going to change my investment since I’m getting in less than when I put it in the stable fund.
Future seems uncertain and I’m hesitating choosing the SP500. Who the heck knows what the market will be like in short term with all ruckus going on.
Any suggestions from the investment options I have available to me?