Howdy, I left my employer last year and have just now been able to get my 401k accounts rolled over to Schwab. My investments were totally self directed, and I'm comfortable with the same investments. My only question is should I reinvest everything in a lump sum? Or would it be better to spread it out, and if so, over what time period? It's about $160k. I'm not trying to time the market, I have 30 years before retirement, I guess I'm just thinking that with how volatile things are, spreading things out could be a smart move. Thanks!