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REDDIT

FIRE Allocation investment help

Hello Redditors!

I am trying to build a portfolio in order to reach FIRE within the coming years. I have been using ChatGPT to help me build a portfolio but maybe you guys have better experience/insights.

I am 29 years old, married with 1 dependent. Monthly expenses are $6600. Yearly income of around $180k Have about $2000-$2800 left to invest every month

401K ($14k)- contributing 6% which my employer matches 100%, 100% allocated to VOO.

Roth Ira, I have been maxing it for the past few years and have about $36k mostly allocated to VOO.

Taxable Brokerage - $3000 - random funds.

The goal i have is to allocate it between SCHD/JEPI/O/VOO/QQQM.

How would you guys build this portfolio?

Thanks in advance!!