Hello. I have finished my Roth contributions for the year and have an emergency fund with no debt. I now want to start saving for a house.
I plan on using this money in 6-7 years for a down payment.
What do you guys think of
50% SCHD
25% SCHG
25% bonds (AGG) maybe ?
Gives me good stability with the bonds and SCHD doesn’t have too much volatility. The 25% of SCHG gives me some exposure to growth but not too much.
Thoughts on this? Too risky? Too conservative? Do you recommend any adjustments ?
My Roth is 100% VTI for more context if that matters.
Thanks.