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REDDIT

Are HYSA rates going to go up or down and how are Money Markets affected by what’s happening?

F
Apr 7, 2025 · 23:25

I’m trying to find safe options for accruing funds on what I have and things are clearly volatile right now. I’ve exclusively invested in ETFs and mutual funds and now I’m looking for other avenues. I’m not looking to invest in bonds right now because while they feel like a safe bet now, at any time trumps volatile nature could send the stock market back up which would make bonds less valuable (i might have a misunderstanding here)

1. How do money markets work and are their interest rates affected by these trump tariffs?

2. Should HYSA interest rates go up or down based on everything that’s happening?

Any advice or explanations would be appreciated!