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REDDIT

Do you/should you adjust Contributions with Scheduled Wage Increases?

S
Apr 7, 2025 · 16:48

As the title says, do you guys and galls adjust your Contribution Percentage with scheduled raises? I work for NYC and Just received a 3.5% wage increase. I currently have my 457 funded at 25% (which should put me at maxing it out around June). After that I plan on contributing 10% to my 401k (BC why not). I Still have one more contracted wage increase of 4% in March 1, 2026.

Would y'all adjust your contribution with the raises or just stay the course and stick to the plan and see it as maxing it out earlier than intended?