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REDDIT

401k rollover a good or bad idea right now?

C
Apr 7, 2025 · 14:54

I have 30k in my 401k rn and just left my job. Do I rollover to a traditional IRA to reinvest right now or is the market crashing a bad time to do this? I want to do a rollover so that I can have my money in my hands vs leaving in the account with ties to my former employer, but I’m not sure if during a crash is a bad or great idea? I also have the money in Vanguard and would probably keep with them - no idea where I’d be reinvesting. Any advice on any of this would be great - I’m 26 and just left the job 3 weeks ago to go back to school.