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REDDIT

Self Funded/Directed 401k and Roth IRA

I switched jobs last year where I am employed as a contractor by an investment bank via my single member LLC. I am looking for some advice on self funded 401k and Roth IRA advice as this is my first time working solely though a contractor arrangement.

I know the 2024 limit for 401k is $22k with 25% employer bonus, and it looks like Fidelity is a good platform for this. But as far as I can tell, Fidelity does not offer self funded Roth IRA while it looks like Chase does. Chase is also where I bank personally and throng my LLC, so would Chase be a better option? Or should I split the 401k into Fidelity and Roth IRA with Chase? Anyone who’s under similar setup can offer so advice?

Thanks!