Posts  / #POST-205311
REDDIT

It’s okay to sell and take gains.

Z
Apr 6, 2025 · 18:28

I’m seeing a lot of advice to just hodl and never sell, which I don’t think is helpful for everyone during these times.

Remember that everyone has different goals and situations.

Most people have 401k and long term retirement accounts. Yeah, it’s good advice not to touch those.

Many people have shorter term accounts used for a variety of reasons.

Many people have both (I think most of us are in this category).

There is absolutely nothing wrong with leaving your retirement accounts untouched, while you take gains in your short term accounts, feel comfy on cash + interest, and buy back in over time.

E.g. you could take 50% out of the market and put in SGOV or HYSA, then DCA back in while the world figures itself out.

TL;DR: You have control over your money and there are many options, no need to go all out in the hodl or panic sell tribes, can find a nice balance that suits you and your unique needs.