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REDDIT

People say don't time the market, but they also say to buy more in downturns. How does that work?

M
Apr 6, 2025 · 09:24

Buying more at certain times would mean you're stashing money elsewhere, waiting for opportunities. But wouldn't that be timing the market?

I DCA the same amount every month, basically everything extra I have after bills. So are you guys that DCA also putting an amount into a savings account for months/years for times like these to dump in the market? Or do you do as I do and put the same amount in no matter what?

I guess I'm confused how people buy more during dips, and where they are getting the extra money to do so. Should I be diverting a portion of funds from my investments into a separate savings account for times like this?