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REDDIT

I-Bonds and/or TIPS in Advance of Rising Inflation?

T
Apr 5, 2025 · 21:13

A couple of years ago, conservative investors were all talking about I-Bonds. Then inflation dropped as the Fed lowered rates and, of course, I-Bonds (or TIPs) lost their appeal. Where could, should, or shouldn't they fit into a portfolio today — say a married couple nearing retirement with 10K each to spare?

No one's talking about them — so I'm deducing they don't make sense now. But I'm not sure why. I hear predictions the Fed will cut rates, which'd be bad for these investments (I think mostly in terms of I-Bonds — I know less about TIPS). But inflation seems like more of a certainty.