Say I have 80,000 dollars in a high yield savings account right now (3.7%) and I have no investments anywhere else. I’m looking to get into investing and feel like now is the time to jump in.
With everything that you now know, if you were to start investing on Monday, April 7th, how would you do it?
Looking to be reasonably safe with my money.
How would you diversify? 60/40 stocks/bonds? 50/30/20 stocks, bonds, private assets?
Please pretend the 80,000 is yours… how would you divi it up into each investment? Would you buy ETFs, would you buy mutual funds, would you buy bonds? And then which ones would you buy?
Realistically, what is the smartest thing to do when the market is “crashing”?
Thanks all. Really appreciate your time.