Context , I’m not the best with investing . So I’ve been holding cash and missing out on so many returns . My career (self employed ) is unpredictable and not 100% stable (I’m a singer)
But , I have some more cash to keep me afloat and I have some passive income streams from music to hopefully keep me alive
Now for the future I obviously need to invest heavily for retirement as my career isnt stable and secure
I’m just not sure what to do. Everyone is always like if you have money it’s easy to make more but I’m not sure how .
Any advice would be solid . I own a home . The cash is mainly safety net to live ect if income is down but it’s not all my cash and like I said I do have some income but it’s inconsistentish