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REDDIT

Question on VOO Only Roth

W
Apr 3, 2025 · 22:36

Question... so in November I sold my home and decided to open a Roth and put the max contribution all in VOO at one time. Im new to this and thought I was making a good move, and didn't know anything about DCAing. Im still a long ways off from retirement (about 20 years)...but with the Trump Tariffs I saw myself lose $650 of that $7K today.

I know this isn't a huge loss compared to others but I guess my question is... would it be better to take the remainder out of VOO with all this uncertainty right now and go into something more stable?

To clarify, I dont mean out of the Roth account entirely and realize the loss... but move to a different investment for now...

OR... should I DCA VOO while its on sale (and continues to drop)?

The problem with DCAing right now for me is I can only contribute like $50 or $100 every 2 weeks (per pay period) so I dont know how much of a dent its going to make while all of this is going on. Just trying to stop the bleeding while this has just started and not sure what path to take at this point.

Thank you in advance