This is half joking as she isn’t really financially savvy to know if I’m straight up degenerate or bogleheaded. But despite *beating* S&P, being aggressive in some ways (aggressively safe even sometimes), and deciding to hold the course instead of overreact about Trumps tariffs lol I probably have close to a 6 figure paper loss today. Despite learning that SGOL and BRK-B and bonds being great defensive measures based on my age I decided not to be overly defensive and now my losses are much like many on Reddit that are just way too much S&P. Overall I still made off better than S&P this year but was still overall an aggressive portfolio so I paid the price.
I underestimated the shock and awe that Trumps tariff reveal looked like a 3rd grade social science project.
I really hate how I was really geared up to anticipate and go more defensive and rebalance defensively with good defensive picks but decided to be like oh the market seems fine in advance of the tariffs. I shouldn’t go too defensive as it is out of line with my age blah blah blah. Oh well shoulda coulda.
The biggest problem I have is when people say well it’s impossible to time the market blah blah. I have to think back and think well not necessarily this was dated and anticipated I just think I felt there was enough staff guard rails to have not ended up in a tariff plan reveal that looked drawn up by crayons.