I’m planning to retire early in the next few months, at or just after 59-1/2. I will be getting a $4k/month pension and have a retirement 401k through my union at just over $1M. I plan to take SS at 62, about $2700/month when I do. My 401k is about 40% in a fixed 3.75% bond fund, the rest diversified across an S&P index fund, and domestic small, mid, large cap, and international funds. My future contributions that will stop when I retire, about $2600/month, have been all invested across my elections in everything except the bond fund. I only moved the 40% a couple of years ago to protect some principal. If I need to take withdrawals from it in retirement, I plan to take from the bond fund in the thoughts that leaving the others will allow them to grow with market growth and dividend reinvestment. But I’m wondering, considering the current market turmoil, if it would be a good day to move some from the bond fund into the S&P or possibly international funds. I’m not sure if those would be considered “on sale” at this point but I wouldn’t be opposed to continuing to do that if the trend keeps going down. FWIW, I’m talking about maybe $10-15k out of the bonds. Or should I just stand pat as is to see how things settle out. Considering the big downturn this year, I’m only down about 2%. Thoughts?