Posts  / #POST-204476
REDDIT

First-time investor, VUAA and VWRA

B
Apr 2, 2025 · 13:01

I'm investing for the first time and would like to make sure I'm doing everything right.

I plan to invest 3k USD total. 2k in VUAA 1k in VWRA for some global exposure.

My broker is XTB, and I want to do all the purchases in USD.

I'm a non-EU and non-american citizen, so I'm looking to take advantage of Irish-domiciled ETF's for the 15% withholding tax.

Are these the correct ETF's I should buy into?:

[VUAA.UK](https://www.xtb.com/int/etfs-cfd/vanguard-s-p-500-ucits-acc-usd)

[VWRA.UK](https://www.xtb.com/int/etfs/vanguard-ftse-all-world-ucits-acc-usd)

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