I have money sitting in 401ks with past employers. I've been meaning to roll it over into the 401k I have with my current company. Unfortunately, I don't get a matching 401k, but I do have a good amount of ISOs with a very healthy, well run and recently cash flow positive, privately held company. If I sold my shares on the secondary market I'd make money, but I'm ideally holding onto them as long as I can.
I'm mainly looking for advice on my current stock portfolio and where I should move the 401k money from past employers. Current portfolio includes: VT, VOO, SCHD, PLTR, NVDA, KKR, BITC, and XRP. I'm heaviest into VT, but slowly trying build out VOO more.
I'm 42 and with a retirement goal of 65. I put 12% into my 401k, and then invest $1000/month into the stocks mentioned. I've chosen to do this through a brokerage account and not a Roth IRA (no particular reason I chose that). I'm a little later to the stock investment game and a complete amateur when it comes to investing, so hoping to get a little better direction here.