Help Me Simplify My 13-Fund Portfolio! Should I Keep 4 Funds in Same Category?

Hi fellow investors,

I’m trying to optimize my mutual fund portfolio but ended up overcomplicating it with 13 funds. My original goal was to minimize expense ratios and exit loads, but I’m now concerned about over-diversification and stability (some low-AUM funds). so currently I have 13 funds

**small cap**

1. Quant
2. bandhan

**Small cap 250 Index**

1. Bandhan
2. Nippon

**Midcap**

1. Quant
2. motilal oswal

**Midcap 150 index**

1. Navi

**LargeCap**

1. Quant
2. Nippon

**Nifty 50 equal weight**

1. DSP

**Nifty 50 index**

1. Navi

**Flexicap**

1. Oswal
2. JM

# My Dilemma

1. **Small Cap Overlap**: Should I keep **4 small-cap funds** (2 active + 2 index)? Quant has higher returns but higher volatility, Bandhan is cheaper but lower AUM.
2. **Index vs Active**: Are two index funds per category redundant? E.g., Nippon (0.3% ER) vs Bandhan Index (0.2% ER but low AUM).

# Questions

1. Should I consolidate to **1 active + 1 index fund per category**?
2. Which funds would you drop/keep in small-cap?
3. How to integrate sector-themed funds without overcomplicating?

Thanks in advance!