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REDDIT

300K to invest - looking for suggestions

K
Mar 27, 2025 · 23:44

Just inherited $300,000. What with all the volatility in the world today, I'm trying to decide my best investment option. Precious metals would have been a good investment a year ago, but prices are so high, seems like I'd be buying at the top of the market. Speaking of market, S&P has been a roller coaster. Given the state of our government, don't know if stocks are a good idea right now.

I'm 68 years old, don't need this money to live on. Other than social security, my income primarily comes from mortgages that I hold. (Not looking to do any more property investing.) Looking for a moderately conservative investment. Thinking 50% CDs and bonds, 15% cash, and not sure about the rest.

Thoughts? Suggestions? (Would probably use Schwab as my investment platform.)