Those immediately depending on 401K, HSA, college funds, etc., I don’t know how you’re managing but wishing you the best.

My portfolios are in a very bad shape but the silver lining is that I’m a few years away from retirement. Today I was thinking ‘what if’ I was retired and depending on my portfolio while it’s eroding very quickly while we’re supposed to be “patient” because the government knows what it’s doing and it’s a temporary turbulence.

I couldn’t stomach the idea.

Good luck.