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REDDIT

ISA Question - Investing my savings

D
Mar 25, 2025 · 11:38

Hi all,

I'm a UK resident, and have a separate account for stocks/shares, as well as crypto. On that platform I make my personal plays.

In the meanwhile, I have been able to make some savings, which I want to grow without too much of my involvement. Would an ISA account of my bank be recommended?

This is my current situation:
Savings: 5k, able to add in 800-1000 monthly
Current account: enough for monthly expenses plus 6 weeks rainy day coverage.
Spend plans, nothing for the next 12 months, but planning to go on the housing market in 2026. I have my investment account that can provide funds for this, but will have to tap into my savings too for deposit. So my savings would need to be accessible within a 2 month notice ideally.