**Hello!**
I am 23 years old, living in Romania and looking to choose a broker for long-term investing. I want to invest in some ETFs like VOO and a few individual companies (currently Coca-Cola and FedEx).
I opened an account with **IBKR**, but I noticed that the fees are quite high. First, I deposit **Euros**, and if I want to buy stocks on **NASDAQ**, the funds must be converted. Then, there are **fixed fees for each order**, which seem to be **€4 per order**. Since I am just starting out, these fees significantly impact my monthly investment amount.
An alternative would be **Trading212**. The app is ideal for me: **fractional investing, low or almost non-existent fees**. However, I can't say I fully trust this broker compared to **IBKR**, which has a solid history.
Lastly, on **IBKR**, I cannot trade **U.S. ETFs** like **VOO**, but I can on **Trading212**. This raises a red flag for me. I don’t fully understand why **T212** can offer this feature while **IBKR** seems restricted by European regulations...
**What do you think?**