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REDDIT

How am I doing as a just turned 24 year old

S
Mar 19, 2025 · 21:12

I currently make 65k a year.

I contribute 13% of my pay to a Roth 401k and get a 3% match from my employer as well.

I also maxed out my Roth IRA last year and have automatic bi-weekly deposits set up to ensure I’ll max it again this year and every year in the future (investing in VOO, VUG, VXUS, and VTI)

I have ~9k in Robinhood which I consider my “fun” investing money where I chase riskier growth stocks and crypto gains.
I also invest $10 dollars a day in SCHD. Don’t know why I started this but I’ve been doing it for about a year and half.

Finally, I have a HYSA that holds my emergency fund (~6 months in expenses).

How am I doing? Am I on the right path? Anything I should change? Any advice would be great. Thank you!!