The goal is to be aggressive from 30-40 with some balance.
# Proposed Portfolio Allocation (Years 30-40) After Adding IWM
Here’s how the allocation might look with the inclusion of a small- to mid-cap ETF:
|**ETF/Stock**|**Allocation (%)**|**Amount Per Year**|**Monthly Contribution**|**Dividend Yield**|**Monthly Dividend**|
|:-|:-|:-|:-|:-|:-|
|**QQQ (Nasdaq 100 ETF)**|20%|$414|$34.50|0.8%|$2.76|
|**ARKK (ARK Innovation ETF)**|20%|$414|$34.50|0.5%|$1.73|
|**SCHD (Schwab U.S. Dividend ETF)**|5%|$103|$8.58|3.6%|$3.09|
|**SCHG (Schwab U.S. Large-Cap Growth ETF)**|20%|$414|$34.50|0.6%|$2.07|
|**IWM (Russell 2000 ETF)**|10%|$207|$17.25|1.2%|$2.09|
|**O (Realty Income)**|10%|$207|$17.25|4.5%|$7.78|
|**ARCC (Ares Capital)**|5%|$103|$8.58|9.4%|$8.09|
|**JEPQ (JPMorgan Equity Premium Income ETF)**|5%|$103|$8.58|7.5%|$6.47|