This is my first time doing this, and I was going back and forth with chat GPT to get a rough idea of where I should start. This is my tentative breakdown of current assets after investing.
50k CDs, 20k Savings, about 23k index funds, about 13k bonds or divividend stocks, about 15k EFTs, about 7k high risk.
My bank has a person there that uses something called OSAIC. It says they list mutual funds, but I don't know if they actually have all of these options. I could also talk fidelity, but they are about forty minutes away, and my bank is right up the street. Does anyone want to weigh in here? Thank you!