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REDDIT

Diversify and take advantage of the dip?

H
Mar 16, 2025 · 03:10

I’ve accumulated about $50k in vested stock over the past couple of years through my company’s ESPP. Med Device industry.

Company stock price has been on a good run but I’ve been considering diversifying as of late, especially with the current market taking a dip. I consider this account an emergency fund, long term savings.

Thoughts on my plan -

Cash out $10k, put $5k in either VTI or VOO. Another $5k for TSLA, PLTR, AAPL, MSFT and/or AMZN.

Interested to hear any feedback.

- Is $10k the right number to cash out? (Long term gains only)

- Companies I’m considering ok? Missing anything?

- On the fence about getting more involved in crypto due to volatility. I own some XRP.