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REDDIT

What am I missing with my current investment strategy?

R
Feb 13, 2025 · 16:44

Hey everyone,


I am a member of multiple investing sub reddits, and one thing I have been commonly seeing is that people for the most part do not invest in individual stocks. Especially in their Roth/Rollover. Is there a reason for this that I am unaware of? I recently started making some major adjustments to my investment strategy with my rollover and have some small positions in individual stocks. My plan overall is to try and spread my funds across multiple sectors (Tech, Energy, Healthcare, Semiconductors, AI, automotive, defense, etc) and then the rest/majority of it in multiple ETF's and bonds (VT, QQQ, VHT, XOP. NUKZ, IAU, HYG, IGIB, VCSH). Is there something obvious I am missing with this strategy? I know that the individual stocks tend to have more risk, but I am still fairly young (37M) so I like to have some risk associated with my investments. Thoughts? Genuinely trying to learn so any feedback is appreciated.