I am set to receive around $500,000 from my moms estate. I have no debt, I own a condo free and clear and don't want a house. I own my vehicle free and clear and it's a 3 year old Rav4 and I love it. I have no children. I have a 401K at work where I am putting in 20% and receive unlimited match from my employer at 20% of my contributions. I also have a Roth. I am 39 years old. I believe I will be comfortable as I age just purely based off my 401K and Roth IRA. So the 500,000 is basically extra security. I do not want to blow it, I also don't want to be super conservative. I've got about 25 years till retirement, so time is on my side. Below is what I think I am going to do with the $500,000. Thoughts?
60% VOO - S&P500
20% VXUS - International
10% FBTC - Bitcoin ETF
10% SGOV - Short Term Govt Bonds