On r/Askreddit there is currently [a thread](https://www.reddit.com/r/AskReddit/comments/1jamhak/people_over_35_what_do_you_personally_spend_your/?sort=top) asking what people spend their expendable income on.
These are the answers sorted by upvotes, excluding joke answers:
Books and video games, eating out - **4840 upvotes**
Band tickets - **2902 upvotes**
Vacations and trips - **1582 upvotes**
Travelling - **1224 upvotes**
Steam sales - **1052 upvotes**
Clothing - **797 upvotes**
Weed and alcohol - **687 upvotes**
Vacations, concerts, shoes - **396 upvotes**
My cats - **238 upvotes**
Personal growth like "hobbies and fitness" and "supporting meaningful causes" - **213 upvotes**
Lego - **146 upvotes**
This goes on for a while until you find a comment that says "Boring... but ETFs" with 76 upvotes. Redditors respond asking what an ETF is.
Are people really just this irresponsible? And reddit is supposed to be a platform for nerds and techbros. Surely these people are *more inclined* to invest than your average social media user?
I've never seen a social media userbase complain as much about money and financial inequality as reddit while doing absolutely nothing to build a safety net for themselves and their family.