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REDDIT

What is a good allocation for the options I have in my 401k?

B
Mar 13, 2025 · 18:09

I’m looking for a solid not too risky but not too conservative portfolio in my new 401k the options I have are these. What percentages would you recommend?

It’s either I select a percentage from these options or I go with a target 2055 fund which I’m really not liking as it under performs the S&P500. I’m 31 years old, so I have a bit of time.

U.S Equity Fund
Blackrock U.S Equity index
International Equity fund
Blackrock all cntry wrld exUS
Fixed income fund
Blackrock U.S Debt index fund
Northern Trust U.S government