I recently received a letter from my employer about how I’m now limited to contributing 10% to my 401K in the form of pre-tax, after-tax, or Roth contributions because I am now classified as a Highly Compensated Employee (first world problems I know)
My question is how can I continue to maximize my funding of this 401K without increasing my tax exposure? Excess Savings contributions?
Any other strategies to maximize retirement savings? Maxing out my HSA and doing backdoor Roth IRAs already.