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REDDIT

Question about long-term investments

B
Mar 13, 2025 · 02:41

Another quick question for you guys and gals!

I'm 28M and investing in the S&P500 for the next 30 years which seems great, but it also got me thinking about my sons 529 which is invested in the same thing.

I invest solely in the S&P500 for his college funds also, but he's got another 18 years until college. Is it a solid plan to keep it in there until around 10-14 years old and then start allocating more bonds to the portfolio or would you change the investment around that time to the college start date year for more safe allocations of this money?

Thanks for any insight, much appreciated.