Quick question for you guys and gals.
I have an Employer 401k and I think it's absolutely terrible and didn't want to invest in it. They're offering a whopping 0% match. The thing that got my wheels turning was we have the option to do either a Traditional 401k or Roth 401k. Since I prioritized my Roth IRA and maxed that already, should I also start filling up the Roth 401k that I have through my employer? I haven't called yet but I'm also assuming they have around a .95% annual account fee on the TOTAL BALANCE.
Yes, you read that.
The financial institution is called Lincoln Financial.
This company seems like trash, but I also want to contribute to my future while working here and then transfer the fund to my IRA once I find a different job. Any insight would be greatly appreciated! Thanks!