I know the saying is time in market is better than timing the market, but I’m curious how this applies in this case.
I’m debating about stopping my monthly deposits into my Roth and instead maxing it out during a lump sum in October when I get my bonus.
I know the answer probably comes down to budgets, but I’m curious everyone’s opinions on which is best long-term. Obviously the $600 or so per month are super helpful from a monthly budget standpoint, but if generally speaking the monthly installments are more beneficial, long-term I’d rather do that.
TYIA