Posts  / #POST-131726
REDDIT

Anyone using Red Capital for those CD rates? Looking for real user experiences

P
Mar 12, 2025 · 13:14

I've been researching options to get better returns on my savings and came across Red Capital. They seem to be a fund allocator (similar to Raisin) that uses AI to find the highest CD rates across the country - they're advertising really high APY which sounds almost too good to be true.

I'm seriously considering moving some money over but wanted to check if anyone here has actual experience with them?

* How was the onboarding process?
* Have you had any issues with deposits or withdrawals?
* Did you actually get the rates they advertised?
* How's their customer service?

I know they're not a bank themselves (they place funds with insured institutions) which is why I'm being cautious. If you don't have firsthand experience using their service, please don't speculate - I'm looking for real user feedback only.

Thanks in advance!

**Edit:** For clarity, I'm referring to Red Capital Partners (www.redcapital.partners), not to be confused with other companies with similar names.

Post image