As stated in the title, my CD matures this week (50k USD). Will split off 7k to max out my Roth IRA for 2025. What should I do with the rest? CD rates are low. My HYSA is almost matching current rates. My individual portfolio has been doing shit the past few weeks, and the near future is looking quite uncertain regarding….the world and all. Throw it all in HYSA til it’s safer to invest in ETFs?