I know most ppl here will recommend lump sum, but it is too nerve-wrecking for me.
**My situation:**
500k invested (401k, Roth IRA, and taxable). 700k in SGOV.
**Monthly contributions:**
\- $4600 into my 401k, including employer match and mega backdoor
\- $2300 into my wife's 401k
\- $10000 into VTI/VXUS in taxable account ($5000 biweekly via recurring auto investment feature)
\- $500 into 529
What would you do if you were in my situation? Should I increase the biweekly auto investment in taxable account if I am too scared of lump sum? If so, by how much?