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REDDIT

What to do with 100k in cash in Roth IRA

B
Mar 11, 2025 · 08:34

So in January, I sold off 80% of my Roth IRA. Market seemed overvalued and Trump seemed crazier than last time. I figured, worst case scenario, I was wrong and in a few month I'd DCA back into the market

So I'm sitting on around 100k in cash in my roth, currently in VMFXX earning 3.5% or so.

I think it's too early yet, but when should I reenter the market? Probably dont wanna lump sum it, but DCAing seems like a good option. What indicators would you use?

Plan is a standard Bogleheads portfolio except for maybe 10% in tech