Is it a bad idea to get a loan from my bank so i can buy the dip? I have my Roth IRA and 401k maxed out and put all my leftover cash in the market already. I would have to payback the loan in monthly increments over 6 months (7.99% APR). I’m a new grad and I live at home so I have no bills or mouths to feed. I know it’s a risky move but it could definitely pay off, what do you guys think?