I own two houses at 36 years old and have only 10K in savings and 120K in retirement funds/securities

I rent out one house seasonally and cover about half the mortgage and live in the other.

I bought my rental in 2019 at a very low interest rate

My other house was bought in 2024 at around a 5.2% rate

First house was bought for $615K and now valued at around $1MM

How will a recession affect me? I’m assuming it’s better to have my money in assets given the value of the US dollar will decline as well as stock market. Am I wrong?