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REDDIT

Rebalancing RothIRA targets for 2025

S
Mar 10, 2025 · 15:00

Bonuses are being paid out this week and I usually lump sum invest it into mine/wife's RothIRA. Retirement horizon is about another 25-30 years. Thoughts on this balance? (We are with Schwab if that's not obvious by fund selections)

|S&P500| 40%|SWPPX| |

|US Dividend| 30%|SCHD|

|US Small cap| 10%|SCHA|

|International| 10%|SCHF|

|International Emerging Markets| 10%|SCHE|