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Is avg annual/cumulative total return % for one year for bond etf what you should be comparing against apy for hysa/cd/money market?
↗ https://reddit.com/r/investing/comments/1j7ywly/is_avg_annualcumulative_total_return_for_one_year/
Using sgov as an example: https://www.ishares.com/us/products/314116/ishares-0-3-month-treasury-bond-etf. When I scroll to returns return section, there's drop downs for avg annual and cumulative. When I look at total returns % for the 1 yr column for both, it's the same 5.28 number. Is this what I should use to compare to the 4% I currently have with my hysa? Not familiar with bond etf's and am super confused atm despite me googling about this 🫠